The Consumer Financial Protection Bureau this week accused eBay’s electronic payments division PayPal of illegally signing its customers up for PayPal Credit, an online credit product, without their permission. By not offering users the option of their preferred payment method, PayPal engaged in deceptive advertising, claims the U.S. financial watchdog. According to Reuters, “Under a proposed order filed with the U.S. District Court for the District of Maryland, which needs a judge’s approval to become final, PayPal would refund $15 million to consumers and pay a $10 million penalty to the government, the CFPB said.”